First Time Homebuyer

Think the lowest interest rate means you’re getting the best mortgage? Not necessarily. When you’re buying a home, especially your first home, there’s a lot more to compare than just the interest rate. First, look at closing costs and lender fees. Sometimes a lower rate comes with points or additional fees that you’re paying upfront. Next, ask […]

One of the questions I hear all the time is: Should I sell my current house… or keep it as a rental property? For some homeowners, keeping their current home can be a smart financial move that helps create passive income and long-term equity growth. But it only works if the numbers, condition of the

The answer is yes—but before you go that route, it’s important to understand how it works and whether it’s the right move for you. Here are your two main options: 1. Borrow from your 401(k)This is typically the better option if you’re considering using your retirement funds. You can usually borrow up to 50% of

If you’re thinking about buying your first home, you might be closer than you think—especially with today’s grant and assistance programs. The challenge? Many buyers don’t even know these programs exist, and not every lender has access to them. Before you start home shopping, it’s critical to understand your full financial picture. Too often, buyers